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Now that you've had time to settle in to the school year, take a minute to check out some financial tips and tricks from .

1. Open your mail; read your bills and statements; pay attention to due dates.

2. Track your spending; use a notebook or try (a budgeting website).

3. Save for large purchases.

4. Protect your private information from .

5. Take advantage of .

6. Be organized; keep financial information in one easy-to-remember location.

7. Don’t take out more than you absolutely need.

8. Read reviews and do lots of research before making any large purchases.

9. Take your vitamins! Live a and save on health-care costs.

10. Have fun…but make sure to graduate in four years.

For more information on money and budgeting, including financial tools and resources especially for college students, visit , or schedule an appointment with Niomi Williams, ÃÛÌÇÖ±²¥-Boulder's financial literacy educator (303-492-0726).